In the formula, T is the total budget, p_i a category percentage, A_i its amount, n the guest count and C the budget per guest. For a fixed-amount category, A_i is the amount entered instead.
Allocated and left over
30,000.00−30,000.00=0.00
Per guest
12030,000.00=250.00
About the wedding and event budget calculator
Each category is either a percentage of the total budget or a fixed amount; the calculator turns both into money, adds them up and shows what is left to allocate or how far the plan runs over. Budget per guest is the total divided by the number of guests, and the table gives each category's cost per guest.
With the defaults, 30,000 for 120 guests is 250 per guest, and the example split puts 45% (13,500) on venue and catering. For comparison, couples married in the US in 2025 spent an average of $34,200 on 117 guests, or $292 a head, according to The Knot's 2026 Real Weddings Study.
The default percentages are an example, not a rule; change them to your priorities. A line such as "Rings 2500" is read as a fixed amount and "Flowers 10%" as a share of the total.
How to build a wedding budget
Give each category either a percentage of the total budget or a fixed amount, add the amounts up and subtract them from the total to see what is left. Cost per guest is the total divided by the guest count: 30,000 for 120 guests is 250 a guest, and 45% for venue and catering is 13,500.
Worked example: a percentage and a fixed amount
A 10,000 budget for 40 guests, with Venue 40% and Rings 2500:
Venue: 10,000 × 40 ÷ 100 = 4,000, or 100 per guest.
Rings: fixed at 2,500, which is 25% of the budget and 62.50 per guest.
Allocated: 4,000 + 2,500 = 6,500, or 65% of the budget.
Left to allocate: 10,000 − 6,500 = 3,500, or 87.50 per guest.
A sample wedding budget breakdown
This example split adds up to 100%. At 30,000 for 120 guests it gives:
Venue and catering, 45%: 13,500 (112.50 a guest)
Photography and video, 12%: 3,600 (30 a guest)
Flowers and decor, 10%: 3,000 (25 a guest)
Attire and beauty, music and entertainment, and contingency, 8% each: 2,400 each (20 a guest)
Stationery, rings and transport, 3% each: 900 each (7.50 a guest)
It is a starting point, not a rule. Move percentages toward what matters to you, and replace a percentage with a fixed amount once a vendor gives you a quote.
Cost per guest and the guest count
Budget per guest is an average. It is not what one more guest costs, because many costs are fixed fees: a 3,000 photographer is 30 a guest at 100 guests and 20 a guest at 150, for the same 3,000.
Catering is usually priced per head, so enter it as price × guests. At 100 a head, 120 guests is 12,000. Adding 20 guests makes it 14,000, which cuts what is left to allocate by 2,000 and drops the budget per guest from 250 to 214.29.
For a benchmark, The Knot's 2026 Real Weddings Study put the average US wedding in 2025 at $34,200 for 117 guests, about $292 a guest. That is a national average from surveyed couples, not a local quote.
Example plans
Scenario
Allocated
Remainder
Budget per guest
Default
30000.000000
0.000000
250.000000
Part allocated
12000.000000
8000.000000
250.000000
Mixed amounts
6500.000000
3500.000000
250.000000
Over budget
11000.000000
-1000.000000
250.000000
Fixed dominates
8000.000000
2000.000000
200.000000
Default: the sample split above, fully allocated.
Part allocated: 20,000 for 80 guests with Venue 50% and Photography 10%.
Mixed amounts: the worked example.
Over budget: 10,000 for 40 guests with Venue 80% and Band 3000. The plan uses 110% of the budget and runs 1,000 over.
Fixed dominates: 10,000 for 50 guests with Room 20% and Food 6000. The fixed food amount is 60% of the budget.
Entering categories
Write one category per line. Photography 12% is a share of the total and Rings 2500 is a fixed amount: the % sign decides which.
Each percentage is of the whole budget, not of what is left, so the order of lines does not matter.
A fixed amount stays put when you change the total, while a percentage moves with it.
Up to 40 lines. One percentage can be at most 100%, but the lines together can add up to more, which leaves a negative remainder.
Mistakes that break a wedding budget
Forgetting tax, service charges and tips. Include them in each quoted amount or give them their own line, but not both.
Treating the contingency line as extra money. It reserves part of the total. The travel budget calculator works the other way, adding its contingency on top.
Mixing currencies. For a destination wedding, convert every quote to one currency before adding it in.
When guests or family share costs, the expense splitter works out who owes whom from what each person paid.
Checked against: Percentages sum to 100; 30000/120 = 250; 45% of 30000 = 13500
Only part of the budget allocated
Total budget
20,000
Guests
80
Categories
Venue 50%
Photography 10%
Allocated
12,000.00
Left to allocate
8,000.00
Budget per guest
250.00
Share allocated
60%
Checked against: Hand calculation: 20000 × 0.6 = 12000
Mixing a percentage and a fixed amount
Total budget
10,000
Guests
40
Categories
Venue 40%
Rings 2500
Allocated
6,500.00
Left to allocate
3,500.00
Share allocated
65%
Checked against: Hand calculation: 4000 + 2500
Over budget
Total budget
10,000
Guests
40
Categories
Venue 80%
Band, 3,000
Allocated
11,000.00
Left to allocate
-1,000.00
Share allocated
110%
Largest category
Venue (80%)
Checked against: Hand calculation: 8000 + 3000 = 11000, 1000 over
Questions
What is the average cost of a wedding?
$34,200 in the US in 2025, according to The Knot's 2026 Real Weddings Study, based on 10,474 couples married that year. The average guest count was 117 and the average spend per guest $292. Couples hired 13 vendors on average.
How do you calculate the cost per guest for a wedding?
Divide the total budget by the number of guests: 30,000 ÷ 120 = 250 per guest. The table does the same for each category, so venue and catering at 13,500 is 112.50 per guest. Only costs charged per head, such as catering, rise with each extra guest; a photographer or band booked for a fixed fee does not.
How should you split a wedding budget?
Start from the total you can spend, give each category a percentage or a fixed amount, and keep a contingency line. The default split is 45% venue and catering, 12% photography and video, 10% flowers and decor, 8% each for attire and beauty, music and contingency, and 3% each for stationery, rings and transport, which adds up to 100%. Move percentages toward what matters most to you.
What if the categories add up to more than the budget?
The calculator shows a negative amount left to allocate and a share allocated above 100%. For a 10,000 budget with Venue 80% and Band 3,000, the categories total 11,000, which is 110% of the budget and 1,000 over. Lower a percentage or a fixed amount, or raise the total, until the share allocated is 100% or less.
This calculator includes 4 worked examples with independently sourced answers. They run in the test suite, and you can run them here too.
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